Take control of your money with Citibank signature loans & get funds quickly and conveniently. Reap the benefits of minimal documents and loan that is speedy & take full advantage of our fast and simple unsecured loans. In the end, if you can’t have it when you need it whether it is a wedding you wish to finance, or pay an emergency medical bill, what is the value of a personal loan. Avail an individual loan with appealing rates of interest, versatile tenures and EMIs to enable you to fulfil your preferences without compromising your cost cost savings and budget that is current.
Avail a Citibank personal bank loan on line and enjoy unmatched advantages such as for example
1 corporates —
- Avail personal bank loan amount as much as Rs. 30,00,000*
- Loan funds credited to your money in 48 hours^
- Get the loan that is personal eligibility simply 4 hours
- Fixed rate of interest for predictable payments that are monthly
- Component pre-payment option available ##
- Balance consolidation for the charge card and unsecured loan outstanding #
Click to grow as well as on to reduce the information.
Up to Rs. 30,00,000* for all you needs
You need to use the funds to cover medical expenses, to renovate your house, journey, fund a marriage when you look at the grouped family, substitute your home theatre system, or other things that you have constantly desired to do but had been held right right back by not enough funds. It is your option. With loan amounts as much as Rs. 30,00,000 and fixed payments that are monthly there is a great deal you can certainly do with a Citibank unsecured loan.
*Please keep in mind that exceptions into the utilization of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and buy of silver in every kind, including silver bullions, coins, gold precious jewelry, gold trade traded funds, or gold mutual funds. As well as that, you’re absolve to utilize the funds for what you desire to.
Get the funds in only 48 hours^
Your Citibank unsecured loan funds can be around for your requirements within 48 hours (or 2 trading days) when you distribute the documentation that is necessary by us.
Before we can complete your application ^Although we try and expedite the loan disbursement process and are successful in majority of the cases, there may be occasions when we require further information.
Versatile payment choices which range from 12-60 months
You are able to decide to pay big EMIs and close your loan faster or prefer to pay smaller EMIs and close the loan over a longer time period. This flexibility can be used by you of preference to determine an EMI quantity that really works most useful in your month-to-month spending plan.
Fixed interest for greater control of monthly obligations
Citibank personal bank loan is sold with a hard and fast interest rate this means your EMIs will stay the exact same through the complete tenure of one’s loan. This is certainly, aside from the quantity you borrow or the full time you determine to repay it, you will see no shocks at the beginning of the thirty days – very first EMI to your final EMI, the total amount you spend will continue to be the throughout that is same.
Just how to simply just simply take financing without taxing your month-to-month spending plan?
Your regular unsecured loan EMI payments should ideally maybe not strain your month-to-month spending plan or curb your life style alternatives. Make use of our personal bank loan EMI Calculator to get away an EMI quantity it is possible to spend with simplicity. Decide to try tenures that are different loan quantities to realize the countless choices you are free to pick from. Refer the chart below when it comes to rates of interest that could connect with you.
Make an educated choice with the Citibank personal bank loan EMI Calculator
Get funds that are additional virtually no time
You get access to additional funds from Citibank if you are a current Citibank Personal Loan customer, discover how easily. Click on here. On getting your intent for additional funds, our representatives will phone you immediately with the support you may need in understanding and obtaining the extra cash you require.
Minimal paperwork for Citibank Clients
Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Benefit from the privileges of easy personal bank loan documents and quick track application processing. Apply now and learn more.
Comprehensive and part-prepayment choices
For loans scheduled on or after October 1, 2015, you are able to shut your loan account in full; you certainly can do therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled ahead of October 1, 2015, it is possible to shut your loan account in full any moment following the very first 6 months of one’s loan booking.
Partial pre-payments may be made post the very first one year of one’s loan scheduling. To create prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.
Keep in mind that pre-payments attract specific fees, as they are led by relevant stipulations. To learn more, please refer the FAQs section.
Balance consol You may take advantageous asset of the severely flexible tenure and appealing rates of interest available on Citibank personal bank loan to streamline and better handle your bank card and personal bank loan outstanding. Transfer them to just one Citibank personal bank loan account and handle your month-to-month cashflow better. To understand more and use, click the link. Our representatives are going to be in touch you avail the benefits of a Citibank Personal Loan with you immediately to help.
How can the Loan is paid by me Booking Fee?
The mortgage Booking Fee are going to be deducted through the loan quantity sanctioned during the time of disbursal. For instance, a Rs. 1,00,000 loan by having a thought optimum of 2.75per cent Booking Fee will end up an available loan quantity of Rs. 97,500.
Who is able to submit an application for a Citibank unsecured loan?
Citibank personal bank loan happens to be designed for salaried people, self-employed expert and business people. Current Citibank clients having a Suvidha, Branch or home financing relationship can avail of Citibank unsecured loan.
The length of time am I able to decide to try repay the mortgage?
It is possible to repay your loan during a period of 12 to 60 months.
The time of the time you are taking the loan over will influence how big your repayments, so you should repay your loan over a longer term if you want smaller repayments. Keep in mind, the longer you are taking to settle your loan, the greater interest you are going to be charged overall.
Could I pre-pay my Personal Bank Loan?
Yes. It is possible to pre-pay your private Loan. You’ve got two choices to make a pre-payment – complete Pre-payment and Partial Pre-payment. You do A comprehensive Pre-payment by settling the entire loan outstanding in one single single repayment. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. Which will make prepayments in complete or component, you will need to phone our 24×7 CitiPhone helpline.
Comprehensive Pre-payment of Citibank Personal Bank Loan
For loans scheduled on or after October 1, 2015, you can easily shut your loan account in complete; can help you therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled just before October 1, 2015, you’ll shut your loan account https://paydayloanmaryland.net/ in complete any moment following the very first half a year of one’s loan scheduling.
Partial pre-payments may be made post the very first one year of one’s loan scheduling. To produce re re payments in complete, you ought to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Personal Bank Loan
You may possibly prepay an integral part of the outstanding stability associated with loan at the mercy of the next conditions:
- You have got compensated your loan EMIs for at the very least 12 months that are consecutive your loan scheduling date.
- Your prepayment quantity is the same as a the least 2 EMIs and no more than 5 EMIs.
In order to make part pre-payment, you will need to call our 24×7 CitiPhone helpline. As soon as you inform the financial institution of the intention to prepay, the financial institution will think about your demand and verify the final sum you qualify to prepay. After making the pre-payment, you will need to carry on repaying the subsequent EMIs as per the repayment schedule provided by the lender. The partial pre-payment facility can be acquired when in year.
Whenever do i must pay Late Payment Charges?
The deadline for the payment of EMIs will be 7th of any month, after the thirty days of Loan disbursement. Re re Payment directions will be presented from first each and every thirty days. We nonetheless dont cost any payment that is late just in case the re payment is delayed.